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One recurring issue for much — but not all — of Tori Spelling’s miserable 2023 has been money.

Or, rather, a lack thereof. And that’s not a new problem.

What is new is just how far estimates of her net worth have plummeted so very, very recently.

How much money does Tori have? About one-sixth of what she had last year.

In 2023, Tori Spelling shared this sunny selfie while promoting her friend’s rose quartz jewelry. Gorgeous! (Instagram)

We want to start with an important caveat: online net worth estimates are prone to inaccuracy.

The less money that someone has, or the less of an understanding that the public has about their finances, the less accurate that things become.

But, without a Forbes investigation or accounting documents, it’s the best that we have. And Tori’s net worth is an estimated $250,000.

Tori Spelling shared photos and videos from Day One of ’90s Con in September of 2023. (Instagram)

That $250,000 figure is a 2023 estimate.

In 2022, the estimate was higher, at $1.5 million.

Let’s be clear — neither of those are exactly in the extreme poverty range of finances. But this estimate would have you believe that Tori has lost five-sixths of her net worth in one year. And it’s possible that she has.

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Parents Tori Spelling and Dean McDermott pose with children Liam, Stella, Hattie, Finn, and Beau at the Beverly Hilton in June 2023. (Instagram)

Some speculate that the drop in Tori’s estimated net worth may stem from this summer’s breakup.

As we know, in June, Dean McDermott surprised everyone — and Tori — by announcing the end of their marriage.

He may have deleted the Instagram post hours later. But he did not change his mind.

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On June 17, 2023, Dean McDermott took to Instagram to announce his separation from Tori Spelling. That was very early on a Saturday morning. Hours later, he deleted the post. (Instagram)

Of course, there are some potential holes in that theory.

Sure, Dean has been working recently while Tori has focused upon being the homemaker. They share five children, after all.

But it seems a little premature for anyone to be estimating how much this will hurt the finances of either party. Their split is just a few months old. A couple of years ago, they went through a similar spat — but bounced back.

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Tori Spelling shared this outdoor selfie in April of 2023. (Instagram)

Another fan theory to explain (well, potentially explain) the apparent loss of net worth is that the first figure was a mistake.

(Seriously, those happen all of the time. I know someone whose IMDB credits earned him an “estimated net worth” of $5 million. He wishes that it were so, but it’s not even close)

Again, these aren’t Forbes write-ups. They’re estimates. And one major mistake might have inflated Tori and Dean’s apparent “wealth” last year.

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In this lengthy caption from May 2023, Tori Spelling shared her family’s story of repeated illnesses. The culprit? Dangerous mold in their home. (Instagram)

This spring, Tori revealed to the world that she and Dean had been renting their previous family home.

Before that, most of the public assumed that they were homeowners, perhaps with a mortgage.

It was only upon fleeing the mold-infested nightmare and being thankful that they have renter’s insurance that Tori made sure that her followers knew what was up.

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On social media, Tori Spelling models a stylish and comfortable-looking garment. (Instagram)

For most people who are not obscenely wealthy, a house is going to be the biggest part of their net worth.

The exceptions are nine-digit mega-millionaires who own companies or otherwise only spend a small percentage of their home on housing.

Or, of course, for the bulk of Millennials and even young adult Zoomers who do not own homes because it’s not economically achievable for many people. Tori falls into neither category.

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Tori Spelling sported platinum wavy locks and a colorful ensemble in this photo from 2022. (Instagram)

So, if you assumed that Tori and Dean owned their home, its size and location might make you assume that they have another $1 million or so.

Net worth isn’t money in a vault in a bank somewhere. It’s the sum total of your debts and assets. The calculation, like almost everything, favors the wealthy.

Anyway … maybe that’s it. Between finding out that Tori and Dean weren’t sitting on the price of a home and news of their divorce, folks did some new guesstimating. Is it right? It might be. Or it might not.