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Lots of famous people have experienced financial troubles over the years, but they usually wind up “celebrity broke,” which means they downgrade from a Bentley to a Benz.

Tori Spelling and Dean McDermott, on the other hand, have gone full-blown, regular folk, broke-ass broke, and as you might expect, Tori – who was born into a fabulously wealthy family and began pulling in 7-figure salaries while still in her teens – isn’t coping very well.

Last week, we learned that Tori is being sued by American Express for defaulting on her credit card.

Tori Spelling in 2021

Embarrassingly, court documents reveal that Spelling hasn’t made a payment on her outstanding balance of $38,000 since June, when she wrote a $1,000 check to the company and it bounced.

Yesterday, we reported that Tori and Dean made a major real estate downgrade, leaving their home in posh Calabasas for a rental property in middle class Encino.

Tori’s mom Candy reportedly paid for the relocation, but she’s stated that she will not pay Tori and Dean’s debts.

That includes Tori’s AmEx bill – and Dean’s back child support.

Yes, according to Radar Online, Tori recently suffered the indignity of foregoing her own expenses in order to cut a $45,000 check to Dean’s ex-wife, Mary Jo Eustace.

“Tori is paying for everything,” a source close to the situation tells the site.

The insider adds that “Tori is not happy with Dean,” and she’s been openly wondering “why she stays with him.”

Dean’s son Jack is now living with Tori and Dean, so for the time being, they won’t have to make any further payments to Eustace.

But we imagine it’s getting pretty cramped in those new Encino digs.