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Tori Spelling and Dean McDermott reportedly squandered $18 million since they’ve been together, a difficult feat and one that has any logical observer asking:

What? How! Why?!

If you watch True Tori online, or read any amount of celebrity news at all, you know that she’s going through fiscal as well as marital problems galore.

Frankly, she doesn’t appear to have managed either facet of her complicated, public life well at all, but her money issues are even worse than thought.

On True Tori Season 2 Episode 2, the former Beverly Hills, 90210 star cries over her money woes, lamenting that she can’t afford her lavish lifestyle.

She claims she lives “paycheck-to-paycheck” and worries about supporting her and husband Dean McDermott’s family of six, which includes schooling.

Seven, if you count his older son by Mary Jo Eustace. That’s a lot of mouths to feed, especially when you overspend to do so. But still … $18 million?!

Eighteen million. Sadly, a source reports that the two “have gone through $18 million since they’ve been together,” which is not even ten years now.

Even so, Tori said she doesn’t want to cut back or life on the cheap. At all.

“Why should we have to?” she says. “My dad wouldn’t have wanted this.”

Somewhere, the world’s smallest violin is playing a sad, sad song.

Apparently her estranged mom, Candy Spelling, has tried to help. For real.

“Candy has offered to pay for the kids’ schools many times, but Tori has never accepted her offer,” the source said … so she’s desperate and stubborn?

The three nannies Tori pays full-time have to rack up the bills, as well.

Tori reportedly inherited just $800,000 of her famous father’s $600 million fortune, largely because of how irresponsible she had become with spending.

In that respect, is this a case of chickens coming home to roost?

When they weren’t arguing over his philandering ways on True Tori Season 2 Episode 1, Dean suggested they could cut costs and get rid of stuff.

She’s got A LOT of stuff.

Literally, she has 127 storage vaults worth of items she’s accumulated, the kind of hoarder-style “collecting” that requires a 440-page document to keep track of.

“I don’t want to change our lifestyle,” Tori laments on the show.

“That’s why I work so hard. I don’t want to change.”

If working so hard is what we see on Lifetime every week, she may want to consider a career change, because her acting still needs work at this point.

Not hating. Just saying.