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Despite stunning court costs and debts that have left Lindsay Lohan broke or close to it, she’s turned down a HUGE offer from Dancing With the Stars.

She needs money. She could desperately use an image makeover. DWTS could provide both in a heartbeat. But she doesn’t wanna do reality shows.

The actress was made several offers to join DWTS this spring. The final offer was $550,000, or 4-5 times what most DWTS cast members make.

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Given the IRS seizing her accounts, one would think she’d snatch that up in a second, but no, she says she’ll NEVER do reality TV. Only movies.

The irony/stupidity of that statement is that after Liz & Dick and The Canyons, her film stock is going down faster than a drunk Lindsay on Max George.

Good luck, LiLo.