Yesterday, we reported that Tori Spelling is being sued by American Express for failure to pay her bill.
Now, this isn't a case of Tori's check getting lost in the mail one month.
The company alleges that Spelling owes more than $38,000, and hasn't made a payment in over 8 months. According to the suit, she did write a check for $1,019 back in June, but it bounced.
Now, Radar Online is reporting that the outstanding AmEx bill is just the tip of the Tori's iceberg of mounting debt, and she and husband Dean McDermott may be forced to file for bankruptcy.
"American Express provided a loan to Tori out of a line of credit she had," says one insider.
"The loan was needed because Tori and Dean had no money coming in last summer. She was hospitalized with burns on her arms, and was in pain for months."
The source is referring to an incident in which Tori burned herself when she fell on a grill at a Benihana restaurant.
The injuries were reportedly minor, and something tells us that the real reason Tori didn't have any money coming in last summer is that she doesn't have a career.
McDermott reportedly recognizes the seriousness of their financial situation, while Tori remains in denial:
"Dean wants Tori to file for bankruptcy because there are other credit card companies that are owed money too," the insider says.
"It's surprising that this was only the first company to file a lawsuit in an attempt to get the outstanding balance paid."
Even so, Tori refuses to endure the humiliation of making her financial struggles a matter of public record.
"Tori refuses to even discuss the possibility of bankruptcy," says the source.
Is she really that worried about being embarrassed? Has she seen any of her reality shows?!