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A Nevada loner left $7.4 million to a long-lost cousin who was his sole heir, according to reports … and weirder still, the money was all in gold coins.

Walter Samaszko Jr., who neighbors described as a loner, passed away this summer, and medical examiners were shocked to find a small fortune.

In ammunition boxes, he amassed $7.4 million in gold coins.

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The man had no close relatives, and the courts struggled to find his heir. Thanks to an old funeral document from the 1960s, they were able to locate a cousin in San Francisco.

Arlene Magdanz had not spoken to Samaszko in more than a year, but is now the sole inheritor of his millions … which she may want to put in a bank. Just a thought.