Mega Millions Jackpot: $540M Up For Grabs Tonight!

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A historic $540 million Mega Millions jackpot is up for grabs Friday as the lottery is living up to its name. Will you claim the biggest lotto prize in history tonight?!

Almost certainly not, but we know it's fun to dream.

Maybe we should be a little more optimistic. What will you do with the money when (not if) you strike it rich? With great wealth comes great responsibility.

Here, some experts weigh in with financial advice:

The drawing will be held Friday at 11 p.m. ET, and it can take hours for officials to figure out if there is a winner and in what state the ticket was purchased.

If no one wins ... roll that money into the next pot and play again!

The jackpot, which officials are calling "the largest lottery in world history," has captivated the nation, caused long lines at convenience stores and has many dreaming of ways to quit their jobs if they were to get the lucky numbers.

Gary Grief, director of the Texas Lottery and director for the Mega Millions group, said:

"Friday night's Mega Millions drawing will truly be a spectacular event in lottery history and provides an unprecedented opportunity for players to take a chance on a half-billion dollar dream for just the $1 price of a ticket."

Winners of the 40-state lotto can choose to receive annual payments or get a lump sum of $389 million if they pick the cash option. Decisions, decisions ...