If you pay attention to the sad wreckage that is their lives, then you're probably aware that Tori Spelling and Dean McDermott are not exactly killing it financially at the moment.
In fact, they're pretty much flat broke.
The past year has seen countless reminders that the McDermotts are in seriously dire straits:
At one point, Tori was sued by creditors after accruing multiple six-figure debts.
Dean almost went to jail for unpaid child support.
The couple was forced to sell their mansion in tony Calabasas and move their five children into much less-posh digs in Encino.
But don't worry, Tori and Dean are currently turning things around, and they hope to continue doing so - with your money.
Dean posted the photo below to Instagram this week along with a caption in which he shamelessly tries to swindle you out of your cash:
"Enjoying a beautiful evening with my beautiful wife in Hawaii. This could be you and Your better half. Want to find out how to change your life and the life of your loved ones?" Dean wrote.
If you're thinking it sounds like Dean is about to try and talk you into a very bad financial decision, congratulations - your prize for being so savvy is that you won't get talked into a very bad financial decision.
"Earn trips to exotic locations, pay for you kids college, buy that car you’ve always wanted, spend more time with your family and not be stuck in an office!" he continued.
"Go to jointori.com and find out how you can start your own beauty business. If you’re tired of working for somebody else, and want to live the life you’ve always dreamed of, go to jointori.com."
Not surprisingly, fans were quick to point out that the business model Dean is describing sounds an awful lot like a pyramid scheme.
Naturally, Dean had a very scripted-sounding response for such allegations:
"Not at all," replied an indignant McDermott.
"You have to pay money to get into a pyramid scheme. You pay money, and the business you bold is yours!! You can even pass it down to your children.
It's true. If you really despise your children you can leave them your Tori Spelling cosmetic sales franchise in your will.
As many fans pointed out, even if this thing is on the up-and-up, the only real way to make a lot of money doing something like this is to have a massive online following like Tori's.
In all likelihood, your Aunt Linda won't need enough of the 9021-Oh! shade of lipstick to keep you afloat.
Yes, we made that up, but it's totally possible that it's an actual thing.
Whatever the case, the whole thing is evidence that the only McDermott you can trust is Dylan ... or maybe we're thinking of that Dermot Mulroney guy.
We always get those two confused.