Times are tough economic times.

The housing and stock markets are falling. Commodity prices are rising. We all must step back and focus on the expenditures that really matter in life.

Like Marisa Miller pictures.

Talk about a return on your investment. What does the 2009 Marisa Miller bikini calendar cost? $15? That's four cents a day. A day! Think about it.

Actually, don't. Just click to enlarge the awesome photos of the Sports Illustrated model from her calendar below. It's free to do so. What a bargain.